Legal News: Minimum Requirement For Housing Loan Application to the Treasury

Kadar Kelayakan Baharu Pinjaman Perumahan Pebendaharaan Malaysia dan Pemansuhan Wang Proses (Kuat Kuasa 1 Januari 2015)

1. Seperti mana sedia maklum, semasa perbentangan Bajet 2015, Kerajaan telah mengumumkan bahawa had kelayakan minimum pinjaman perumahan dinaikkan daripada RM80,000 kepada RM120,000 dan bagi kelayakan maksimum dinaikkan daripada RM450,000 kepada RM600,000.

2. Wang pemprosesan permohonan pinjaman sebanyak RM100 juga telah dimansuhkan.

3. Kedua-dua penambahbaikan ini berkuat kuasa pada 1 Januari 2015.

4. Jadual kelayakan baharu Pinjaman Perumahan Perbendaharaan Malaysia adalah seperti berikut:-

GAJI HAKIKI (RM)                                                     KELAYAKAN (RM)

    8500 ke atas                                                                                                 600,000.00

6500 ke 8499                                                                                                   562,000.00

5500 ke 6499                                                                                                    525,000.00

4500 ke 5499                                                                                                    500,000.00

3500 ke 4499                                                                                                    475,000.00

3000 ke 3499                                                                                                    400,000.00

2500 ke 2999                                                                                                     350,000.00

2000 ke 2499                                                                                                     320,000.00

1500 ke 1999                                                                                                       260,000.00

1200 ke 1499                                                                                                       210,000.00

1000 ke 1199                                                                                                       150,000.00

999 dan ke bawah                                                                                               120,000.00

**Amaun pinjaman yang diluluskan adalah tertakluk kepada para 1.5.2, 1.5.3 dan para 3 Lampiran A6 Pekeliling Perbendaharaan PR1.1/2013 Bahagian Pinjaman Perumahan Perbendaharaan Malaysia Kementerian Kewangan 30 Disember 2014.

By: Bahagian Pinjaman Perumahan Perbendaharaan Malaysia
Source: http://bpp.treasury.gov.my/
Published on: Friday, December 30, 2014

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